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Why you need Auto Insurance
November 19, 2009
Every state is different when it comes to auto insurance. You may find that one state is a little more lenient than another, but there are still minimum requirements that a potential driver must fulfill by law in order to be a legal automobile operator. These state requirements
are offered for your protection because statistics show that accidents do happen. Each of the states have minimum requirements as a service to you so that you will be covered, should the need to be covered present itself to you.
Statistics show that more than 6 million car accidents take place each year. Every 12 minutes some person dies in a car accident. On average, car crashes kill 40 thousand yearly. Between the ages of 2 and 34, the leading cause of death is car accidents. Every 14 seconds, someone is injured in a car wreck and about 2 million of those people injured will likely suffer permanent injuries. A quarter of drivers have been in a car accident within the last 5 years. Car crashes are costing each American about 00 a year. Yearly, 250,000 children between the ages 2 and 14 are injured in car crashes, resulting in about 700 a day.
The statistics are real and scary. There are reasons to be insured, and if you have children, the reasons are even more real. The cost of auto insurance could never outweigh the cost of precious lives. Auto insurance is not too far out of our budgets, but an accident or a ticket for having none is outside of what anyone can afford. An accident can cost time on your job, vehicle repair, hospital time, or a life. A ticket will stay on your record for at least a few years time.
Auto Insurance is not an option if you are an automobile driver. It is a requirement as each state attempts to make driving safer for all and less costly in the event of an accident. Talk to a local auto insurance agent
to find out what the minimum requirements for your state are. It is vitally important to be fully insured.
Notes: General info about the states car insurance laws, rules, statistics. They can also make reference and comments about to the 10 largest cities in the state with demographics and statistics.