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New York Car Insurance NY

New York Car Insurance, if you are living in the United States, it doesn't matter what state you live in, there are laws regulating the amount of insurance drivers are required to carry. New York Car Insurance is no different, in that all drivers are required to carry a certain amount of bodily injury liability and property damage liability. The state of New York NY also follows a no fault system. These laws are designed to protect all motorists involved in any accident; understanding them and following them by carrying the right amount of auto insurance is important for every New York City NY driver.

First, lets take a look at what the insurance requirements are.  New York Car Insurance requires 25/50/10 coverage. This means that all motorists are required to carry a minimum of $25,000 in bodily injury liability, up to $50,000 per accident, and a minimum of $10,000 in property damage liability. In addition, New York motorists are also required to carry a minimum of $25,000 in underinsured/uninsured motorist auto insurance, with a limit of $50,000 per accident. Also required is $50,000 in personal injury protection. Part of the reason for such stringent requirements is that New York NY is a no fault state.

Basically, when a state follows the no fault system, insurance companies are required to pay for injury claims, no matter which driver was at fault. This means that if Sally causes a wreck in New York and gets hurt, her insurance would be required to pay for her injuries, despite the fact that she was at fault. By requiring that all motorists carry adequate auto insurance, in the event of an accident, everyone involved in the wreck will be adequately covered.

It's important for all drivers to carry the coverage required by law. If caught without the required amount of auto insurance, you run the risk of having your license revoked. Besides the fact that breaking the law has consequences, it's also a smart idea to protect yourself. You may be a safe driver, but that doesn't mean everyone else is. By carrying the insurance required under New York City laws, you are protecting yourself from other drivers who aren't as careful.  See how much you can save, take a few minutes and get free New York Car Insurance quotes online right now.

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New York Car Insurance

Although New York City, Buffalo, Rochester, Yonkers, and East New York are the biggest cities in New York cheap car insurance rates vary from city to city and rates in Syracuse may or may not be different than Albany. Whether you live in West Albany, Cheektowaga, New Rochelle or some other city in New York take 5 minutes and get free Car Insurance quotes now. If you are looking for additional ways to save take a look at our resources for finding Cheap Car Insurance in New York.


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