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Ohio Car Insurance

Ohio is another of  the many states that requires a certain amount of liability car insurance as well as coverage for property damages, etc.
Like some other states, Ohio OH uses a Tort System in that the person must be found at fault in the accident and both the driver and his insurance company are liable for all financial incurred for the accident.

Another invaluable coverage that all drivers in the state of Ohio should have is uninsured/under-insured insurance so that in the case that you are in an accident with an uninsured driver, you are still covered.

As with any kind of insurance, it is best to shop around for the best rates. To get the cheapest auto insurance in Ohio OH you can call up your local insurance companies as well as login online and see who has the best rate for the type of coverage you want to get.

There are several ways to establish financial responsibility when it comes to auto insurance in Ohio OH.
1. $30,000.00 bond insurance from your insurance company.
2. Certificate of proof given to you by your insurance company.
3. BMV Certificate showing that you have at least $30,000.00 in cash or government bonds held by the state treasurer.
4. A $30,000.00 BMV-issued bond certificate that is signed by two people that owes real estate with an equity $60,000.00.

The minimum required in the state of Ohio is:
$12,500.00 bodily injury coverage per person.
$25,000.00 bodily injury coverage that involves two or more persons.
$7500.00 property damage coverage.

Always make certain that you have your proof of insurance with you at all times, failure to do so can cause your license to be suspended, if it is a first offense the suspension is ninety days, if you are a repeat offender the suspension ranges from one to two years.  The BMV randomly selects drivers to show proof of auto insurance by sending out letters, if you should receive such a letter just follow the instructions in the letter and mail it back to the BMV.  And, as always, it is best to have more than the minimum requirements asked for when it comes to car insurance.

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Ohio Car Insurance

Although Columbus, Cleveland, Toledo, Cincinnati, and Akron are the biggest cities in Ohio cheap car insurance rates vary from city to city and rates in Dayton may or may not be different than Parma. Whether you live in Canton, Youngstown, Lorain or some other city in Ohio take 5 minutes and get free Car Insurance quotes now. If you are looking for additional ways to save take a look at our resources for finding Cheap Car Insurance in Ohio.


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