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Oklahoma Car Insurance

Did you know that if you are a vehicle owner in the state of Oklahoma, you have to follow the Oklahoma liability insurance law, even if you don't drive your vehicle? Anyone who owns or drives a vehicle is in fact required to carry what is known as 25/50/25 coverage. These number refer to the minimum amounts of auto insurance required by the state of Oklahoma OK, and before getting any auto insurance quote, it's important to know exactly what these numbers mean.

Basically, 25/50/25 coverage is a simplified way of stating how much bodily injury and property damage coverage is required by law. Drivers are required to carry a minimum of $25,000 in bodily injury coverage, with a limit of $50,000 per accident. Drivers in OK are also required to carry a minimum of $25,000 in property damage coverage. For drivers and vehicle owners who choose not to follow the liability insurance law, penalties such as fines, jail time and revoked drivers license are what can be expected. There really is no good excuse for not carrying insurance, including cost. You can get a decent auto insurance quote from any company by following a few simple tips of advice.

First, when you are getting ready to call insurance companies, make a list of discounts you think you will qualify for. If you aren't sure what types of discounts are out there, spend a few minutes on the Internet researching common discounts that bring down an auto insurance quote. Some of the typical ones include discounts for having a good driving record, taking a defensive driving class, or being member of AAA. There are also lots of other discounts you may not have heard of, so write down anything you think you qualify for. Then, when you are calling insurance companies, you will be prepared to ask for a wide variety of discounts.

You'll also want to talk to lots of different insurance companies in OK. Get lots of quotes, and don't go with the first company you call, even if they give you an amazing car insurance quote. You can certainly come back to the first company you called, but it's best to make sure that you are getting the best deal. By following these little tips, you'll easily be able to afford car insurance in Oklahoma, thereby also being able to  follow the law.

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Oklahoma Car Insurance

Although Oklahoma City, Tulsa, Norman, Lawton, and Broken Arrow are the biggest cities in Oklahoma cheap car insurance rates vary from city to city and rates in Edmond may or may not be different than Midwest City. Whether you live in Moore, Enid, Stillwater or some other city in Oklahoma take 5 minutes and get free Car Insurance quotes now. If you are looking for additional ways to save take a look at our resources for finding Cheap Car Insurance in Oklahoma.


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