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South Carolina Car Insurance

While every state in the nation requires drivers to carry a minimum amount of bodily injury coverage and property damage coverage, a few states such as SC also require uninsured motorist coverage. South Carolina is one of these states. Fortunately for drivers who live in South Carolina SC, getting cheap insurance isn't hard, even with the additional coverage they are required to carry. But before talking about how to save money on auto insurance, it's important to understand how much coverage is required by law. In South Carolina, it's 25/50/25 coverage, with 25/50 under insured coverage. But what exactly does that mean?

Let's start with the first set of numbers. 25/50/25 refers to the amounts of bodily injury coverage and property damage coverage required by law. All drivers are required to carry at least $25,000 in bodily injury coverage, with a limit of $50,000 per accident. What this means is that if one person is injured in an accident, say the driver, then he or she would have up to $25,000 to handle medical expenses. But if two people were injured, their combined medical bills would only be covered up to $50,000. Drivers are also required to carry $25,000 in property damage coverage. But it's still not time to learn about cheap insurance - you'll also want to know about uninsured motorist coverage requirements in SC.

As with the basic insurance requirements, 25/50 refers to the amount of uninsured motorist coverage you are required to carry. $25,000 in uninsured motorist bodily injury coverage is required, with a $50,000 cap, as well as $25,000 in uninsured motorist property damage coverage. These amount protect you in the event that you are involved in a wreck with another motorist who isn't following the law and lacks auto insurance. Now that you understand the basics, its on to some good tips for finding cheap insurance in SC.

The absolute best tip of advice for buying auto insurance is to shop around. Spend plenty of time talking with insurance companies, and get good quotes from each based on all the discounts you might qualify for. Also, consider going with a company that lets you combine policies (such as homeowners insurance), in order to get a discount. This way you get cheap insurance on more than one thing.  Be sure to take your time when choosing a company, and make sure their policy and price is right for you.

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South Carolina Car Insurance

Although Columbia, Charleston, North Charleston, Rock Hill, and Mount Pleasant are the biggest cities in South Carolina cheap car insurance rates vary from city to city and rates in Greenville may or may not be different than Spartanburg. Whether you live in Summerville, Hilton Head Island, Florence or some other city in South Carolina take 5 minutes and get free Car Insurance quotes now. If you are looking for additional ways to save take a look at our resources for finding Cheap Car Insurance in South Carolina.


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