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Wyoming Auto Insurance

Choosing to drive is a serious responsibility. The only driver that you are in control of is yourself, so it is important that you take every precaution that you can to prevent an accident. However, sometimes even the most cautious of drivers have an auto accident and this is the time when your auto insurance comes in handy. Whether you have the cheapest auto insurance or the most expensive auto insurance, if you live and drive in Wyoming, you will need to meet some insurance minimums or face some serious consequences.

First of all, Wyoming requires all drivers to carry $25k of bodily injury insurance to protect a single person in an accident, $50k to protect all of the people in an accident and $20k for property damage that occurs in an accident. It is important to note that since Wyoming is a tort state, (which means someone will be cited for causing the accident), if you cause the accident your property damage coverage does NOT cover your vehicle, it is coverage for the vehicles that you damaged. Only additional collision insurance will cover costs to your vehicle.

Wyoming is very strict about carrying auto insurance and requires that you show proof of insurance on demand. This means that an officer can pull you over specifically to ask for proof of insurance. If you have insurance but do not have proof with you, you will receive a fine of at least $150. If you do not have auto insurance then the fine for the first offence is $250-$750, a misdemeanor charge and possibly up to six months in jail. Second offenders will find that their fines are $500-$1500 and they will lose their license plates and their registration for their vehicles as well as face up to six months in jail.

A fatal accident costs about a million dollars to the person who caused the accident, there were 275 fatal auto accidents in Wyoming last year, the majority of them occurring in cities like Cheyenne, Casper and Laramie because they are so large. The average cost of auto insurance in Wyoming is $1583 annually, which is why you want to make sure you find the cheapest auto insurance rates possible.

You can find the cheapest auto insurance rates by shopping around, using free quote tools and by taking advantage of every discount an insurance company offers. You pay enough for the necessary things in life, you should save money whenever possible.

Cheap Car Insurance In Wyoming ( WY )

Cheyenne, Casper, Laramie, Gillette, and Rock Springs are the biggest cities in Wyoming. Car insurance rates in Wyoming vary from city to city and rates in Sheridan WY may or may not be different than Green River WY. Whether you live in Evanston, Riverton, Cody or some other city in Wyoming take 5 minutes and get free Car Insurance Quotes now.

Auto Insurance in Wyoming Cities

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